Have PPO Dental Insurance? We File Your Paperwork For You
If you have a PPO (Preferred Provider Organization) dental plan, your benefits can work at Pier Dental. We are not contracted as an in-network provider with PPO insurance companies — which actually gives us an important advantage: we are not restricted by insurance company guidelines when it comes to your care. Dr. Pierpont recommends what’s clinically right for you, not what an insurance company has pre-approved.
Your PPO plan was designed to give you freedom of choice. Most PPO plans include out-of-network benefits that reimburse you a percentage of the cost when you see a provider outside their network. We make sure you get every dollar you’re entitled to.
How It Works
1 You receive care at Pier Dental — same quality, same compassionate experience for every patient.
2 We collect your insurance information before your appointment.
3 We prepare and file all necessary reimbursement paperwork with your PPO plan on your behalf.
4 Your insurance company reviews the claim and sends reimbursement directly to you.
5 You pay your portion at the time of service — we’ll provide a clear estimate beforehand.
Bottom line: If you have PPO dental benefits, don’t let them go to waste just because we’re not listed as an in-network provider. Call us at (727) 363-6169 and we’ll verify your out-of-network benefits before your visit so you know what to expect.
Why Some Patients Prefer Out-of-Network Care
At an in-network dental office, the insurance company has significant influence over treatment decisions. At Pier Dental, Dr. Pierpont operates independently of those restrictions. That means:
- No unnecessary delays waiting for insurance pre-authorization before treatment
- No pressure to accept inferior materials just because they cost less for the insurer
- Personalized care based on what’s right for your mouth, not what’s cheapest for your plan
Many patients with PPO plans find that the quality of care — combined with our reimbursement filing service — makes Pier Dental their preferred choice. Contact us so we can walk you through what your plan covers.
Financing Through CareCredit
For larger treatments — such as dental implants, crowns, veneers, or multiple procedures — we also offer financing through CareCredit, a healthcare credit card accepted at thousands of dental and medical practices nationwide.
CareCredit offers several financing options, including promotional periods with no interest when the balance is paid in full within the promotional window.
To apply: Ask our front desk for a CareCredit application or visit carecredit.com to apply online before your appointment. Call us at (727) 363-6169 with any questions.
Payment Methods We Accept
- Credit and debit cards
- Cash
- CareCredit healthcare financing
- In-house discount plan — learn more
- PPO insurance reimbursement filing — we handle the paperwork, you pay your estimated portion at time of service
Have questions about your specific plan or payment situation? Don’t hesitate to call — our team will give you a straight answer.
Frequently Asked Questions
I have Delta Dental / Cigna / Aetna PPO — can I still come to Pier Dental?
Yes. Pier Dental is not a contracted in-network provider with PPO plans, but your PPO benefits include out-of-network coverage that you can use here. We file all reimbursement paperwork for you and will give you an estimate of your expected out-of-pocket cost before your visit. Call us at (727) 363-6169 with your insurance card handy and we’ll verify your benefits on the spot.
What does “out-of-network” mean for my wallet?
With most PPO plans, out-of-network means your insurance reimburses at a slightly lower percentage than at an in-network office. Depending on your plan, this difference is often modest — and many patients find it a fair trade for the quality of personalized, unrestricted care they receive. We’ll give you full transparency on costs before any treatment begins.
I don’t have insurance. What’s my best option?
Our in-house dental discount plan at $499/year is designed exactly for you. It covers two cleanings, an exam with oral cancer screening, check-up X-rays, fluoride treatment, and gives you a 10% discount on all other in-office services. No waiting periods, no claim forms, no surprises.
How do I know what I’ll owe before my appointment?
We’ll always give you a clear cost estimate before treatment. If you have PPO insurance, we verify your benefits beforehand so you know your expected reimbursement and out-of-pocket amount. We believe in zero financial surprises.
What about emergency dental care?
If you’re in pain, call us at (727) 363-6169. We offer same-day emergency appointments and will work with you on payment.
Questions About Payment or Insurance?
Our front desk team is happy to walk you through insurance coverage, discount plan enrollment, or CareCredit financing — before you even book an appointment.
